Privacy Policy

At CF Home Loans LLC (referred to as “CFHL”, “we,” “us,” or “our”) we recognize the importance of protecting the privacy of certain information collected about the users and visitors of Our Web Site (referred to as “user,” “you” or “your”). This Web Privacy Policy discloses what information CFHL gathers, how we use it, and how to correct or change it. At CFHL, it is our intention to give you an understanding about how we collect your information and the use we make of it in the course of our business.

To that end, CF Home Loans LLC gathers two types of information about You:
1) data that Users provide through optional, voluntary registration on Our Web Site, and
2) data that CFHL gathers through aggregated tracking, mainly by tallying Web pages that are viewed by Users throughout Our Web Site.

However, be assured that CFHL will not disclose Personal Information (as defined herein) to third parties without Your consent, except as may be noted in this Web Privacy Policy or disclosed to You when the information is submitted.


With whom Does CF Home Loans LLC share information?

As a general rule, CF Home Loans LLC will not disclose any specific personal information that You submit to Us about You (“Personal Information”) in a manner that connects You with the Personal Information, except when We have Your permission or under special circumstances, such as when We believe in good faith that the law requires it or under the circumstances described below. The following describes some of the ways that Your Personal Information may be disclosed.

Business Partners & Sponsors: CF Home Loans LLC may disclose some or all of Your Personal Information to business partners or sponsors, but this use will be specifically described to You prior to data collection or prior to transferring the data. Many promotions offer opportunities to request additional information from sponsors. By requesting more information, you give CF Home Loans LLC permission to transfer Your Personal Information to the sponsor so they can fulfill your request. In many instances, only your e-mail address will be shared. If more personal information will be shared with the sponsor, you will be notified prior to the transfer

Third Party & Aggregate Data: From time to time, you may be offered the opportunity to receive materials or special offers from third parties. If you opt to receive information from these third parties, CFHL will (with your permission) share your name and e-mail address with such third parties. Under confidentiality agreements, CFHL may match Personal Information with third party data. Also, CFHL may keep track of what portions of the Web Site Users are visiting and other User statistics, and aggregate this information to help us create a better experience for Users of Our Web Site. This is all done without knowing your name or other Personal Information in order to describe our viewers and services to prospective partners, advertisers, and other third parties, and for other lawful purposes.

Other: CFHL may also disclose account information in special cases when We have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating Our Web Privacy, or may be causing injury to or interference (either intentionally or unintentionally) with any of CFHL’s rights or property, other Users, or anyone else. CFHL may disclose or access account information when we believe in good faith that the law requires it and for administrative and other purposes that we deem necessary to maintain, service, and improve our products and services.


How can you control the usage of information?

In case you change your mind or some Personal Information changes (such as your zip code or e-mail address), we will try to provide a way to correct, update or remove the Personal Information that you give us. We also give you the opportunity to control the communications we direct to you. If a User wishes to update Personal Information or objects to any usage provided herein for any reason, he/she may e-mail the requested change to:

What Happens When You Link To A Third Party Site?

You should be aware that when you are on CFHL and/or CFHL-affiliates’ Web site you can hyperlink, or be directed to, other Web sites that are beyond our control and/or outside our service. For example, if you “click” on a banner advertisement or a CFHL search result, the “click” may transfer you off Our Web Site. These other Web sites may include sites of advertisers, sponsors, and partners that may use our and/or CFHL-affiliates’ logo as part of a co-branding agreement. These other Web sites may send their own cookies to Users, collect data, or solicit Information.

CFHL and CFHL-affiliates do not control such Web sites, and, therefore, are not responsible for their contents or the hyperlinks or advertising they choose to place on such Web sites. CFHL and/or CFHL-affiliates’ inclusion of hyperlinks to these Web sites do not imply any endorsement of the material on such Web sites or any association with their operators. Our Web Privacy Policy does not extend to anything that is inherent in the operation of the Internet, which is beyond CFHL and/or CFHL-affiliates’ control. 

Please keep in mind that whenever You give out information on-line (for example, via message boards or forums) that information can be collected and used by people You do not know. While CFHL and CFHL-affiliates strive to protect Users’ information and privacy, We cannot guarantee the security of any information You disclose on-line, and You disclose such information at Your own risk.


Is information secure from others using the web site?

The security of all information associated with Our Users is an important concern to Us. We exercise care in providing secure transmission of Your information from Your computer to Our servers. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect your information, CFHL and CFHL-affiliates can’t ensure or warrant the security of any information you transmit to us or from our on-line products or services, and you do so at your own risk. Once we receive your transmission, CFHL uses industry standard efforts to safeguard the confidentiality of your information, such as firewalls and Secure Socket Layers (SSL). However, “perfect security” does not exist on the Internet.


Your acceptance of the terms of this web privacy policy

By using Our Web Site, You signify your agreement to CFHL Web Privacy Policy. IF YOU DO NOT AGREE WITH THIS WEB PRIVACY POLICY, PLEASE DO NOT USE THIS WEB SITE. Your continued use of CFHL and/or CFHL affiliates’ Web sites following the posting of changes to these terms will mean You accept those changes.

Licensed by the Department of Financial Institutions under CHAPTER 454F of the SECURE AND FAIR ENFORCEMENT FOR MORTGAGE LICENSING ACT.

Equal Housing Opportunity © 2020 CF Home Loans, LLC, 1050 Queen St Ste 100, Honolulu, HI 96814, 818-224-7442. NMLS ID # 1652575. For licensing information go to